CLAIM LETTERS – ORGANIZED IS THE KEY WORD
Claim letters are the letters of demand one writes while making a claim against expenses, and physical and mental trauma caused to him/her by a person’s negligence due to which they had an accident. You may be full of righteous anger at the wrong and injustice that you have suffered, and may be still suffering, as a victim of an accident. However, it would do to understand here that hot-headedness is a virtue definitely not appreciated in the matters of accidental claims, at least in claim letters.
An Ideal Claim Letter
Claim letters must calmly state exactly what you require, why, and mention all the exact details of the accident. Then you must mention point by point, how it has affected your life, and in what ways. You must mention all the various medical expenses you have to bear, the damages caused to your property as a result of the accident, and the physical and emotional trauma you might be facing as a result of the accident. You should also include the testimonial documents of proof validating all your claims. If possible, mention your policy number in the claim letter so that the recipient (usually the adjuster of the defendant) can make some quick references if he needs easily. Right at the top of the letter, mention the purpose of the letter, and the date of the fateful event. Make sure that claim letters are sent within the period when they’re valid; else they’ll be ignored.
Language and Content
The language of claim letters must be lucid and proper, with no obnoxious spelling mistakes. You could ask someone you know or an expert to proof read your claim letter. The language must suggest that while you are hurt very badly and would want to claim compensation, you are also a very fair person who would never try to claim what isn’t theirs. You must appear level headed and reasonable, and not angry or psychotic. You should also indicate exactly, the total amount in Euros or pounds of the claim you are making.
The tone of the letter must be calm and honest, not conceited and affected. Please don’t sound like you are mad at the person reading the letter – there is a good chance that the person who is actually reading the letter is a sweet old dear who would never hurt a fly. Be impartial and dispassionate, while at the same time, being firm on the fact that you are suffering unjustly, and need to be compensated. You could take care of this by using mild words, and not impassioned declarations. At the same time, make sure that the letter makes your point, and doesn’t make you look like a meek old thing feebly trying hard to survive.